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Bank " Nadra" – a universal commercial bank which renders financial services to three basic segments of clients: to private persons, the small and average enterprises, corporate clients. For servicing bank " Nadra" proposes more than 550 branches in different cities of Ukraine, more than 600 ATMs, about 3200 multipurpose РОS-terminals and modern electronic contact-centre.

"Nadra" bank is included into first ten banks of Ukraine and has more than ten years' experience of continuous development. Bank "Nadra" is a member of 16 national and international organisations, supports close and constantly upcoming links with more than 110 banks from 30 countries of Central, East and Western Europe, Baltic, North America and Asia.

For today more than 2,7 million physical persons, about 40000 enterprises of small and average business, approximately 3000 corporate clients are served in "Nadra" bank.

Retail crediting consists first of all of provided credits for physical persons, poor credits (instalments), hypothecary credits, credits for car purchases, credits on credit cards. "Nadra" bank gives also the wide spectrum of depositary programs for clients of various categories.

For today ithas been emitted about 4 millions payment cards. As on April, 2006 bank " Nadra" has occupied 2nd – 3rd positions in VISA and MasterCard rating by quantity of emitted cards and is the leader on release of AmEx cards. Till recent time "Nadra" bank was a unique provider in Ukraine of credit cards with renewed credit balance.

The services given to small and average business consist of the wide spectrum of products corresponding to volumes of clients` business, including microfinancing, credit lines, overdraft, private and corporate crediting, debit cards service, current account service, fixed deposits, services in cash management. Besides, the bank continues to take active part in programs of financing initiated by international financial institutions, which include the second credit line of European Reconstruction and Development Bank for both small and average business and IBRD for mikro - ,small - and average business.

The services given to corporate clients, include financing (trading, structural, design financing, leasing, financing of a working capital and other crediting), acceptance of deposits, management of available funds, account service, corporate cards, operations with securities etc.

Moody's has given to "Nadra" bank a long-term rating in foreign currency at level "В2" / stable with positive forecast. Rating agency Fitch – a long-term rating "B-" and short-term "B", an individual rating "D/E" and support rating - 5.