Vitaliy Chernyavskiy and his wife, Olena Tkacheva, moved to Kyiv from Zaporizhya four years ago to start a family in the city with big opportunities. Years of rapid economic growth convinced the family last year to buy the apartment they had been renting.
It looked like a safe bet then. The family was making $5,000 a month, comfortably middle class, and more than enough to cover the $1,800 mortgage payment.
Then everything went downhill fast.