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You're reading: Looking Ahead To 2013: High interest rates will keep consumer lending in doldrums

Experienced by yogis during meditation, yoga-nidra leads to the achievement of transcendental consciousness by a dedicated practitioner. It is also an apt description of the state of the Ukrainian banking system today.  

Beat up and tired, Ukrainian banks have attained a new level of sensory withdrawal. A crisis stops being a crisis when it hits every two or three months, for four years in a row, with all the randomness of a Deutsche Bahn train.

So, having despaired in their ability to predict from which direction the next meteorite will strike, banks have wandered off to that happy place between wakefulness and slumber. 

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